Adelaide  – After a decade in the journalism and hospitality sectors, Bishal Bhattarai has made a bold career shift, launching Namaste Home Loans, a mortgage advisory service designed to simplify the home buying process for Australians.

“Coming to Australia is a dream, securing PR is another dream, and purchasing a house is the biggest dream. Now I’m here to make your home purchasing journey easier,” Bhattarai says, reflecting on his new venture.

Having experienced firsthand the challenges of navigating the mortgage system, Bhattarai decided to pivot from his previous roles and dedicate himself to helping individuals and families understand the complexities of home loans, ensuring they make informed decisions when purchasing a home.

The home loan process can be overwhelming with numerous options, interest rates, and conditions from different lenders. Bhattarai emphasizes, “Buying a first home is becoming easier day by day, but we need to learn which bank provides reasonable loans and how to save money through refinancing.”

A skilled mortgage agent is more than just a paper pusher – Bhattarai believes they should act as a trusted guide, helping clients secure the best rates and understand the nuances of their loans to make sound financial decisions.

The Nepali community in Australia has grown significantly over the past decade, particularly in cities like Adelaide, Sydney, and Melbourne. As the community becomes more established, the demand for financial services, including home loans, has also increased.

“Many people are starting to look at property ownership as a long-term goal,” Bhattarai remarks. “There’s a shift from renting to owning, and that’s why it’s crucial for individuals to have the right resources, guidance, and support when it comes to securing a mortgage.”

Namaste Home Loans aims to serve a wide range of Australians – whether they are first-time buyers, investors, or people looking to refinance. Bhattarai’s goal is to make the mortgage journey as stress-free as possible, regardless of background.

“The process can feel overwhelming, especially if you don’t have a long credit history in Australia,” he explains. “But we work closely with our clients to ensure they understand their loan options and make the best choices.”